Just you
Sole traders and freelancers
- Business account number
- Pay someone with a name check
- Receipts and statements
Approve each payout yourself.
zillipay Business
Register in the app, verify the director and get a business account number. Then decide how money leaves: who can prepare it, who must approve it and what limits apply.

Business details, address and CAC number, then the director's identity. You follow each review step in the app.
Share the business account number with customers. Sendam can send deposit requests in chat that pay straight into the business account.
Pay suppliers with a name check, or let connected apps request payouts that follow your rules.
Schedules for salaries and vendors. A preparer builds the run; you approve with one PIN.
Approve up to ten payouts with one PIN, and give a bookkeeper their own login to prepare payroll without seeing the balance.
Sendam sells and books on WhatsApp and Telegram and settles into zillipay. Apps can read; they cannot move money on their own.
Each business has its own account, limits, team and history, under one personal login.
Start simple. Turn on more control as the team grows.
Sole traders and freelancers
Approve each payout yourself.
2 to 10 people, one location
Owner approves; a bookkeeper prepares.
10 to 100 people
A preparer builds payroll; the owner approves.
Several branches or brands
Each branch keeps its own money and history.
Several businesses
Your personal wallet and each business sit behind the same login. Payments, limits, teams and data never mix between them.
Hi, Ada
Naira balance
Example
Recent
Switch account
Change autopay rules, approve payouts and run payroll with example data.